IntroHello. I'm Bernard Hickey with the daily briefing from interest.co.nz...Today, we'll look at some concerns the Reserve Bank has about the way banks are funding their lending and we'll check out what the ultimate CEO of our largest banking group, ANZ National, thinks about the global credit crunch.Story 1, But firstly, we look a bit more closely at what Reserve Bank governor Alan Bollard said in Paris on Friday night about how our banks fund their lending. Essentially he gave them a little bit of a warning that they're borrowing short and lending long, which meant they were a little bit vulnerable if suddenly global investors stopped lending to New Zealand.Borrowing short and lending long is generally a bad idea. It means that if suddenly depositors wanted their money back in a hurry then banks would have to liquidate their loans.Generally banks and finance companies try to match the maturities of their lending and borrowing.Currently the banks are taking in a lot of short term...